In this May 5, 2018, file photo, graduates at the University of Toledo commencement ceremony in Toledo, Ohio. On the bumpy road to repayment this fall, student loan borrowers have some qualms. Borrowers filed more than 101,000 student loan complaints with the Federal Student Aid office in 2022 – more than double from 2021 – and that number is poised to increase further as October payments approach. (AP Photo/Carlos Osorio, File)
